Personal Banking | Personal Accounts from SunTrust. Advance. 1 To qualify for an HSBC Advance Relationship, you need to open an HSBC Advance checking account and maintain $15,000 in combined U.S. personal deposit and investment balances. A monthly maintenance fee of $20.00 will be incurred if minimum balance requirements are not maintained. The Annual Percentage Yield (APY) and balance for an Advance checking account which is accurate as of 04/16/2014 is 0.01% APY on balances of $5.00 or more. APY is variable and subject to change after opening. Charges and fees may reduce earnings. 2 HSBC Platinum MasterCard® with Cash or Fly Rewards credit cards are issued by HSBC Bank USA, N.A., subject to credit approval. 3 Available only on U.S. non-HSBC ATM transactions (except in New York State) initiated from HSBC Advance checking. 4 HSBC Discounts require an HSBC Advance Checking account and are subject to credit review and approval. 5 Data charges from your mobile service provider may apply.
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