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Money Smart - A Financial Education Program. The audio files are designed to work with virtually all audio (MP3) players. The following link allows you to access the Money Smart Podcast Network online. Enter Portable Audio Version Online (www.fdicmspodcast.com/) Enter Portable Audio Version Online (Versión en Español) If your computer does not meet the minimum requirements or you have difficulty accessing the online web version, you may Order the Portable Audio (MP3) Version of Money Smart on CD-ROM.

The "For Instructors" page of the Money Smart Podcast Network can be accessed and used as a resource in combination with instructor-led classes. FDIC staff is available to provide technical assistance and to help facilitate partnerships among interested parties. Privacy Act Statement. Money Smart - A Financial Education Program. Every CD of the instructor-led Money Smart curriculum includes a helpful Guide to Presenting the Money Smart Curriculum.

The guide helps instructors learn how to effectively use the training materials, including by highlighting the features that help instructors quickly and easily teach financial education in a classroom setting. The guide also provides training tips and strategies to accommodate participants with disabilities. Train-the-Trainer Videos Money Smart train-the-trainer videos also provide prospective instructors with an overview of the curriculum components. The videos help instructors learn the usefulness of the instructor guide and how to use it effectively, become familiar with the student materials, and understand the importance of advanced preparation. The Train-the-Trainer videos can be viewed online. During the course, participants are provided: A detailed overview of the curriculum modules and how they can be adapted to specific needs. Steven Pearlstein: You bet it’s another bubble. You thought houses were meant to provide a place for people to live and office buildings a place for people to work.

You thought food was meant to be eaten, oil and gas to be turned into energy, and metals to be turned into cars, bridges and downspouts. You weren’t sophisticated enough to realize that these really are just different “asset classes” meant to give investors around the world something to speculate in and to diversify their portfolios. Even worse, you actually believed all that stuff about prices being set based on market fundamentals.

Little did you know that it’s no longer the supply and demand for companies, houses, office buildings, natural gas or wheat that sets prices. Maybe they thought we wouldn’t notice that the financialization of the economy brought with it higher prices and a more volatile economy, along with higher profits for the financial services industry. The latest example is the market for commodities: corn, wheat, cotton, silver, copper, oil, natural gas.