3 Tips To Help You Transform Wasteful Spending into Purposeful Spending. I used to carry around my monthly budget with me everywhere I went: a page printed for every month, hole-punched and bound in a blue folder.
While it was the source of teasing by co-workers and friends, my husband claims its part of what made him fall in love with me. (Just your everyday “Type A” meets “Type A” love story…) Compared to the many electronic personal budgeting tools available today, my “blue folder” budgeting system was rather archaic. Nevertheless, it was effective because it employed the most basic components of the paycheck life cycle. It boils down to this: Paycheck – Fixed Expenses – Variable Expenses = Net Income Fixed Expenses: These are your monthly expenses that are the same (or close to it) every month and usually only occur once per month.
Financial Goals It’s important to remember that every dollar of your paycheck has a “job” and to prioritize those jobs in proper order. Planning vs. Net Income. Don't Sabotage Yourself - Susan David. By Susan David | 11:17 AM May 29, 2012 We humans are funny.
Often we create beliefs or engage in behaviors that seem to help us in the short term, only to discover they get in the way of the lives we really want to live, or the people we want to become. Allow me to share the story of my friend, Erin. Over lunch one day, she told both her mentor and me about a division director job she had truly wanted. The role offered good challenges, the chance to develop her skills, fabulous travel, and unparalleled flexibility. But then Erin began to recite a litany of reasons why she hadn’t gone after the job. “So I never applied,” she told us. How was it that this bright, hardworking, lovely young woman also had such an aptitude for self-sabotage? In Defense of Procrastination: When to Prioritize Doing Nothing. Get tax breaks on your hobby - IRS deductions – MSN Money. By Kay Bell, Bankrate.com If you make money from a hobby, you may be able to deduct expenses from that income.
To get the break, you'll need to know the IRS rules and limitations. Hobbies provide a great way to relax from the daily grind. For many people, they also offer a way to make extra spending money. Be aware, however, that when your hobby produces income, you owe tax on it. How to use fancy gestures on the iPad (and why you should) — Apple News, Tips and Reviews.
Hack a Computer Case Fan Into a Litter Box Exhaust System. EveryMove. LEVO Deluxe eBook and iPad Holder Floor Stand at BookHolder.com. Recipe for Press — Welcome. Polyphasic Sleep Cycles Trick Your Body into Needing Less Sleep. Reduce Stress by Dividing Your Day into Three Operational Modes. 3 Proven Strategies To Keep The Internet From Killing Your Productivity. Fast Company wants you to have your best year yet in 2012; click for more advice and tips on how to work smarter, manage your career, and lead a more meaningful life.
There’s a good chance you’re reading this article during your workday as a distraction from whatever it is you’re supposed to be focusing on at work right now. Whatever you were working on, which you still need to finish up, is likely open in another window. "It’s just a few-minute break. No big deal. " But I’m guessing this isn’t the first article you’ve read, and when you’re done skimming this, another one might catch your eye, over there on the right. The Internet is the world's greatest productivity tool, but also the world's greatest time suck. If you're like most people, your email and IM are continually on, humming away in the background of your day. The 3-Step Cure for No-Sales Syndrome. Psych.princeton.edu/psychology/research/pronin/pubs/2008TimeDecisionMaking.pdf. Astrid comes to iPhone so more people can get things done. Astrid, the web and mobile application that allows users to create to-do lists with social features, has finally debuted a version of its app for the iPhone.
The iOS launch comes three months after Astrid raised an undisclosed amount of funding from Google Ventures and Nexus Venture Partners. Astrid is already very popular on the Android platform on which it originated last year: The app has been downloaded more than 2.5 million times in the Android marketplace in the 15 months since it launched, having gained traction with a range of users from multi-tasking parents to power-using “life hacker” types. As we’ve written before, Astrid’s mobile app allows users to make to-do lists and share them with certain individuals or groups of people. Astrid lists can also be made entirely public, or completely private. The app’s aim, Astrid co-founder Jon Paris says, is to help users get more things done through a healthy amount of social pressure.
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