Cambridge Capital Management, LLC is an independent financial planning, investment management, and retirement plan consulting firm with offices in O' Fallon, IL and St. Louis, MO.
Wealth Management. Wealth Management & Investment Advisors in St. Louis. Investment Advisors & Wealth management in St. Louis, O'Fallon. Founded to be a revolutionary investment firm focused on complete customization with transparent integrity, Cambridge Capital Management was one of the first pure "fee-only" investment companies in the area.
Today, Cambridge Capital Management remains a place where clients can be confident that they are getting independent, unbiased investment advice. We understand that wealth is simply a means to attain life's goals, whatever they may be, and that building a successful life is about more than simply maximizing your wealth. Financial planner in O'Fallon. Investment Advisors St Louis by Cambridge Capital Management. Investment Advisors by Cambridge Capital Management.
Investment Advisors by Cambridge Capital Management. Financial Planner Professional’s Expertise O'Fallon. One of the best things you can do for yourself and your family is to be prepared to manage your finances responsibly.
Even if you see investing as overwhelming or complicated and boring, you need to know the basics behind a well-thought-out investment strategy – at least enough to protect yourself from fraud and/or communicate effectively with a financial professional or spouse. Here are some tips for making the most of a financial professional’s expertise. First, you’ll need to understand how a financial professional is compensated for his or her services. Some receive a fee based on an hourly rate (usually for specific advice or a financial plan), or on a percentage of your portfolio’s assets and/or income. Some receive a commission from a third party for any products you may purchase. Don’t be reluctant to ask about fees; any reputable financial professional shouldn’t hesitate to explain how he or she is compensated. Think about the scope of the services you’ll need.
Five Reasons to Work with a Financial Professional. Are you suddenly on your own or forced to assume greater responsibility for your financial future?
Unsure about whether you’re on the right track with your savings and investments? Finding yourself with new responsibilities, such as the care of a child or an aging parent? Facing other life events, such as marriage, divorce, the sale of a family business, or a career change? Too busy to become a financial expert but needing to make sure your assets are being managed appropriately? Or maybe you simply feel your assets could be invested or protected better than they are now. These are only some of the many circumstances that prompt people to contact someone who can help them address their financial questions and issues. Using Credit Cards Responsibly at Cambridge Capital Management.
The miracle of plastic At Cambridge Capital we understand credit cards are so convenient.
Pull out a plastic card and you can purchase a designer suit at that new boutique, dinner at your favorite restaurant, groceries at the supermarket–or all three. Need cash? Use the card at a nearby automated teller machine (ATM) and walk off with a fistful of dollars. Want to get away from it all? Buy now, pay later That innocuous piece of plastic unlocks access to a revolving line of credit, one that allows you to make purchases (or get cash advances) now and pay for them later.
Managing Family & Life Situations at Cambridge Capital Management. Managing Family and Life Financial Situations What is it?
Throughout your life, you will face certain life-changing events. Some of these situations are unexpected and demand immediate action. For instance, you may have to plan the funeral of a loved one or decide how to care for an aging parent who suddenly needs a lot of help. Other situations arise less dramatically, with more time to plan. Organizing Important Records and Documents at O'Fallon. Organize important records and documents using a record-keeping system At Cambridge Capital we advise maintaining a record-keeping system which is a systematic approach to retaining and filing documents in a way that makes them easy to find when needed, even if it’s several years later.
Record-keeping systems range from simple to elaborate and from basic to comprehensive. The ideal system is designed to fit your personal and family situation and lifestyle. Some record keeping is mandatory; good record keeping is important The most important thing to know about record keeping is that doing it well will save you a lot of time and money during your lifetime. Record keeping is also important for estate planning purposes. Working Toward Your Financial planner O'Fallon.
Do you picture yourself owning a new home, starting a business, or retiring comfortably?
Cambridge Capital Management. We understand that today's consumers have access to endless resources for obtaining financial advice-the internet, magazines, investment clubs, talk shows and word-of-mouth.
Knowing what information is relevant, how to analyze it, and how to turn it into wise financial decisions, however, requires more than occasional research and generalized guidance. Wealth Management in St Louis. We realize that for most business owners, the business is their greatest asset.
At Cambridge Capital Management, our knowledge, experience and resources allow us to sort through the complexities of your financial affairs to maximize your business’s potential. Along with your CPA and Attorney, our wealth managers can advise you on minimizing your tax liabilities, succession planning, executive compensation strategies and more. If you are a business owner looking for an experienced financial firm to help guide your employees, Cambridge Capital Management also offers several options for employee retirement plan consulting.
Employee Enrollment Meetings We can lead or help co-present at enrollment meetings to encourage plan participation and help employees choose appropriate deferral rates and investment elections. Participant Education. Financial Planning Solutions in St Louis. Portfolio design Designing an investment portfolio involves creating a policy to fit your needs based on various factors (investment goals, risk tolerance, and time horizon), choosing investments that match your policy, and implementing the design.
We begin by asking you some basic investment questions. Financial planner & Advisors O'Fallon. Searching for Financial And Investment Services? Tax Resolution, Tax Professionals | Glendale , CA*verified, call now! * 4105 Betty Drive Belleville , IL Handymanverified, call now! ** 1690 Triad Road Saint Jacob , IL 1917 Scheel Street Belleville , IL Award Winning, Premium Services. BMO.com/InvestmentManagement. Tax-Advantaged Strategies.
What are some tax-advantaged strategies? When engaging in income tax planning, you may be able to reduce your overall tax burden by employing specific strategies to generate tax-free income, shelter earned income from taxes, and defer taxes. However, other tax-advantaged strategies exist as well. You might wish to create passive income to take advantage of passive losses, and you might wish to engage in year-end tax planning. Additionally, at Cambridge Capital, we recognize that it may be wise to consider the tax benefits of generating capital gains, investing in real estate, and receiving annuitized payments. Why should you create passive income to take advantage of passive losses? A passive activity involves the conduct of any trade or business in which you do not materially participate. Caution: There are special rules if you actively participate in a passive real estate rental activity.
Why should you engage in year-end tax planning? Why is it useful to generate capital gains? Registered Investment Adviser.