List of European Bloggers on Tech and Entrepreneurship. How Kenya became a world leader for mobile money | End Poverty. What if anyone owning a cell-phone, whether rich or poor, also had access to financial services with the ability to save and send money safely, no matter where they are located? This is not science fiction; in fact it is already happening in Kenya, which has become the world’s market leader in mobile money.
Today, Kenya has more cell-phone subscriptions than adult citizens and more than 80 percent of those with a cell phone also use “mobile money” (or “M-PESA” which is very different from “mobile banking” as Michael Joseph–the former Safaricom CEO, and the man behind that revolution—can explain passionately!). Internet access is also increasing rapidly, even though many are complaining about poor service by some operators. Within the next two years, Kenya could become one of the most connected, and modern economies in the developing world, and a unique case among the world’s poorer countries, that have an average annual income of below US$ 1000 per capita (see figure).
Les scammers font exprès de vous prendre pour un idiot. Au cas où vous l'êtes. "Je me nomme Princess Lizy Komo. Je voudrais vous solliciter pour une aide dans le cadre de la transaction financière que j'ai hérité de mes défunt parents. La somme est de US$ 10.500 000 (Dix million cinq cent mille dollars américain ) et cet argent est dans un compte bloqué ici dans une banque. Pour transférer cet argent, j'ai besoin de votre aide, car je voudrais que vous recevez les fonds dans votre compte et ensuite vous allez m'aider à venir dans votre pays où je compte investir. Je vous donnerai 15% de la totalité de l'argent pour compenser toutes vos dépenses que vous allez effectué dans le cadre de ce transfert et de votre soutient à ma personne".
Qui n'a encore jamais reçu un e-mail d'une telle nature ? Et bien justement, c'est fait pour. "Si l'objectif est de maximiser les réponses à la campagne d'e-mails, il apparaît que le fait de mentionner le "Nigéria" (un pays qui est devenu synonyme d'arnaques) est contre-productif. 24% of Web Content is Now in Chinese, Will Soon Surpass English [Infographic] The Infographic of the Day series visually expresses important stories from Asia and the world of technology. A new infographic shows that Chinese will soon overtake English as the dominant language online.
At the end of 2011, 27 percent of web content was in English, while 24 percent was in Chinese. Despite that, the graphic’s creators, the translation management platform Smartling, lament that the web is still too monolingual, with “56 percent of online content [being] English-only.” It calls for a more multilingual approach to the web. We’ve taken the liberty of using some of the main images from the infographic and put them below, but you really want to check out the full thing in all its interactive and multilingual glory on the Smartling site. First up, here’s how the web stands in Asia right now, with this region accounting for 45 percent of all the world’s web users, even though only 26 percent of the 3.5 billion people based in Asia are yet online.
[Source: Smartling] Humanités digitales - Download free content from UNIL - Université de Lausanne. Money Organizations vs. Meaning Organizations - Blog - Deviant Bits. This post has been inspired by the works of Umair Haque, Simon Sinek, Muhammad Yunus, Hans Rosling, and others. None of it stems from my original thought. I have merely summarized and crystallized a prevalent dichotomy in economics. Money and meaning Organizations may exist for two different reasons.
What is most important to understand about this distinction is that it does not imply anything about enonomic systems. Consequently, money organizations and meaning organizations are not new terms for for-profit and non-profit companies, or businesses and NGOs. Meaning organizations and startups Most startups are meaning organizations.
Most startup employees work for nickels. When startups turn into established businesses, they may follow two distinct paths. The principles of meaning organizations Money organizations are about turning a profit.Meaning organizations are about making an impact. Money organizations know what they are doing.Meaning organizations know why they are doing it. A High Frequency Trader's Apology, Pt 1. A High Frequency Trader's Apology, Pt 1 I’m a former high frequency trader. And following the tradition of G.H. Hardy, I feel the need to make an apology for my former profession. Not an apology in the sense of a request for forgiveness of wrongs performed, but merely an intellectual justification of a field which is often misunderstood.
In this blog post, I’ll attempt to explain the basics of how high frequency trading works and why traders attempt to improve their latency. In future blog posts, I’ll attempt to justify the social value of HFT (under some circumstances), and describe other circumstances under which it is not very useful. Also, after you are done reading, go read the HN Comments.
Mechanics of HFT Any serious discussion of HFT needs to begin with an explanation of the mechanics of how HFT works. BUY(owner=Mal, max_price=20.00, quantity=100) At this point Mal hasn’t bought or sold anything - he has merely informed the world of his desire to buy. Lets continue the example. Education.
Politique CH et Romande. Culture numérique. Vu sur twitter. Startup CH.