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How To Become A Self-Taught Finance Expert. Rent vs. Buy Myths That Ruined the Housing Market. Potential buyers bought into all sorts of rent vs. buy myths to justify buying houses that they could not afford during the boom. Now that the U.S. housing market is in shambles, people are starting to realize that renting may not be a dirty word after all. Myth #1: Renting is Like Throwing Your Money Away Buyers throw their money away for the first five years they own a home, because they simply give money to the bank for the privilege of borrowing money. Renters, on the other hand, pay for one thing every month: shelter. They don't pay interest to the bank, property taxes or maintenance fees. They pay rent. Smart renters also take the money they save by renting and invest it somewhere else.

Myth #2: There are Tax Benefits to Owning Contrary to popular belief, buyers do not get back the mortgage interest they paid throughout the year at tax time. When it comes to owning, the only guarantee is that buyers will be required to pay property taxes. Myth #4: Buyers Have Assets, Renters Do Not. How to Raise Money Online. Raising funds through YouCaring couldn’t be easier. Just setup a profile page in a couple of minutes and start to raise funds – FREE. Just follow these simple steps and you´ll be on your way to achieving your fundraising goal and enabling your dream. Write a description of your cause and give it a human dimension by uploading photos. Fundraising profiles with photos are more engaging. You can also embed videos and add links to other sites. It´s helpful to keep potential donors updated by posting exciting updates on your journey.

Access our Promotion Tools to help you get the word out to potential donors. We transfer donations directly into your PayPal or WePay account as soon as they are received. If you know someone who could use assistance raising funds for a cause they care about, tell them about YouCaring.com. It´s simple and secure to donate. YouCaring.com makes it really easy to support your favorite cause or a loved one in need. Your information is secure. So, go ahead. Download MakeUseOf Cheat Sheets. JED Ozonator Accessories. Rainwater Harvesting - Backup Integration. If rainwater is to serve as the principal water supply for a building, or if it is the primary exterior water supply, then provision must be made to automatically switch to a backup water supply when there is insufficient rainwater to meet demand.

We offer three different solutions that effectively isolate the two water supplies to prevent cross-contamination. mechanical valve solenoid valve CISTERN BACKUP: The least expensive backup method is cistern backup. When the water level in the rainwater tank reaches a pre-set low level, a valve opens and water from the backup source is added directly to the rainwater tank. The simplest cistern backup system utilizes a special mechanical valve with a weighted float at the end of a long cord. More sophisticated cistern backup systems utilize a solenoid valve controlled by a low-voltage float switch or an electronic control device. Direct backup with 3-port valve float tank system commercial float tank return to top of page. Rainwater Collection and Conservation. Why collect rainwater? Rainwater is the gold standard.

Unlike well water, it has zero hardness. Less soap will be needed for your clothes, dishes and body, and calcium will not collect on faucets, tiles, glassware and hair. If you size your system correctly, your rainwater supply is as dependable, if not more dependable, than a well. How much rainwater can I collect? How much rainwater do I need? How much does a system cost?

Collection Surface and Gutters: Metal roofs are ideal collection surfaces, but structures with asphalt shingles, clay tiles and even cedar shingles can be used. Roof Washer: A roof washer screens out gunk before it can enter your tank or else diverts the first, dirtiest wash or water from the roof. Collection Tank: A fiberglass tank may not be as handsome as a metal or stone cistern, but it provides versatility, hardiness and affordability. Filtration and purification. Potable Rainwater: Filtration and Purification by Doug Pushard When I was growing up, I remember drinking out of a rain barrel with a ladle. My great aunt would yell out the door, “Remember not to drink off the top!” That was then and now is now. A lot has changed in 4 decades. Rainwater harvesting is viewed by many, including the EPA, as a partial solution to the problems posed by water scarcity: droughts and desertification, erosion from runoff, over-reliance on depleted aquifers, and the costs of new irrigation, diversion, and water treatment facilities.

Harvested rainwater in the U.S. is used mostly for irrigation; however, there is a growing interest in using rainwater for drinking and other indoor uses. Can rainwater be made safe to drink? Contaminants in water may include algae, air pollution, bird excrement, and leaves, sand, and dust. First, take measures to keep foreign matter out of the incoming rainwater. Next is filtration, which removes debris from the water. Distillation. Stormwater Engineering. The BAE Stormwater Engineering Group is a team consisting of tenure and non-tenure track faculty, graduate students, part-time associates, and off-campus Extension Faculty.

Our mission is to "learn and teach" stormwater management and cover the three main aspects of a land-grant university: (1) applied research, (2) extension and engagement, and (3) on- and off-campus teaching. Research areas of interest include the function and impacts of stormwater management such as bioretention areas, green roofs, stormwater wetlands, permeable pavements, water harvesting systems, and other innovative treatment practices. Other research areas target maintenance of stormwater systems, watershed and economic impacts of stormwater practices, Low Impact Development (LID), temperature impacts, and mosquito control. Faculty in the BAE stormwater group conduct over 15 training events per year in North Carolina and other Southeastern states, training hundreds of design professionals each year. SafeRain Water Diverters for Water and Cistern Tank Systems - Photo Gallery. Mary Roach | Profile on TED.com.

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Art. Funny. Wines. Woman Has Abortion After ‘Disappointing Number Of Likes For Ultrasound On Facebook’ Stekelige Kwesties Woman Has Abortion After ‘Disappointing Number Of Likes For Ultrasound On Facebook’ "It's irresponsible to put a child on this earth with the burden of prenatal impopularity" says mother Door Jochem van den Berg en Diederik Smit • woensdag 10 oktober 2012 A twenty-seven year old woman from Naaldwijk in the Netherlands recently had an abortion after the ultrasound of her child received disappointingly few likes on Facebook. Voorthuizen was going to be mother for the second time in February, but the lack of enthusiasm on the social networking site has changed her plans.

‘It certainly wasn’t a rushed decision,’ says Voorthuizen. Social media expert Kasper Verstege argues that people should be more careful with putting personal information on Facebook. Voorthuizen says she doesn’t regret her decision: ‘With the new timeline feature of Facebook possible future classmates could discover that the child was a social reject even before being born.

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Vidio. Computers. Personal budget worksheet - Templates. Writings. Silence Noisy Neighbors by Transmitting Your Music to Their Speakers. Auditorium - Index. Silk — Interactive generative art. Help to find. The 101 Most Useful Websites on the Internet. Ice Formations Diurnal Freeze-Thaw Cycles. In January 2007 I was introduced to some interesting photos of ice growing from a metal fence on Vancouver Island, British Columbia, Canada. I corresponded with Sheryl Terris about her photos and she gave me permission to use them on my web page. In these three photos we see ribbons of ice emerging from where the top beam sits on the vertical support posts. The sign above warns to Beware of Dog and in the photo below we see the legs of one of those dogs. We also see the size of this ribbon in inches. Note one inch is 2.54 centimeters. In this photo we see striations along the length of the ribbon of ice, reflecting the width of the opening through which the ice was extruded.

These three photos show the junctions of the vertical steel support beams with the overlying larger beam. The two photos below are quite special. The extrusion of two rods of ice from a small hole in the base of the steel fence above is quite exotic. My Attempts to Grow Ice to Explain Many Things. Great small business websites. Touch Effects. 30 Professional Wall Hood, Commercial Quality PLJW 117.30 [PLJW 117.30] - $659.95 : ProLine Range Hoods, RangeHoods, Ranges Wolf, 30 Range Hoods, Vent Hoods, Kitchen Hoods, 36 Range Hoods at ProLineRangeHoods.com. 30" Professional Range Hood. Model PLJW 117.30 With EZ Touch Electronic Controls, Timer, 4 Speed, 900 CFM & Stainless Steel Baffle Filters! (900 cfm blower included) Brand New Model! Same Reliable Blower and Controls as our popular PLJW 113 model.

Built for the most demanding applications this hood is Designed to be used! PLJW 117 30-48 Short Spec Sheet.pdf (application/pdf Object) Smartphones. Video Buzz. How to wash your hair in the space in video Karen Nyberg is showing us how she cleans her hair in the space! Read More Sex tourist in Ukraine caught on video This is what could happen to you if you visit Ukraine to have sex with prostitutes… Which 2013 smartphone is the best for gaming? With the technology behind them moving forward all the time, gaming on a smartphone is a constantly improving experience. 2013 has once again seen a crop of phones hit the market, from the major manufacturers, that raise the bar once again, which makes picking the single best one no easy task. For starters there is that screen. The quad-core processor and Qualcomm Snapdragon chip are ones featured in many high-end smartphones, but give you everything you need in terms of power.

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The 5 Love Languages | The 5 Love Languages® By the time a child is 9 years old, he or she is better able to identify and express his or her feelings about love than when he or she was younger. Parents still have to keep in mind that children this age have a limited attention for and limited interest in such things as helping you determine their love language. The following online "game" should help you in your research. Tell your child you would like help solving "The Love Language Mystery Game. " Explain that you need him or her to look at a list of "clues" and that these clues are comments that parents sometimes make to their children.

To give this a game-like effect, you should secretly write on a piece of paper what you think your child's love language is (words, touch, time, service, gifts). This activity will have been little more than a game to your child to see if he or she got the same answer to the "mystery" that you got. Some children will help "solve the mystery" and be satisfied not asking any questions. Learn More. The Doctah is doing The Ugly Dance. 20 Odd Inventions That Might Secretly Be Awesome. Recipes, kitchen charts, gardening. Can you change everything?

Elite E66 Series Under Cabinet Mount Range Hoods by Broan. Neil the Nail : Flash game - BeGamer.com. Welcome to Roboinvest - Invest Together. Home Security Systems.

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Yes! 50 Scientifically Proven Ways to Be Persuasive | alex.moskalyuk. Education. Home maintence. Fikkes two-in-one trekking and fishing pole. Fikkes offers spinning and fly fishing models Image Gallery (12 images) It may read like a Scandinavian misspelling of a common tree, but the Fikkes is actually an innovative piece of gear that combines two staples of the outdoors.

This pole will help you fish distant bodies of water of all kinds. View all I'm not an avid fisherman, but I do hold a romantic regard for adventurous manifestations of the sport. And that's the type of fishing that the Fikkes was designed to empower. The Fikkes Fly Hiker is a combination of a hiking pole and a fishing pole, so you can see where its name came from. In terms of its build, the fishing rod segments are stored inside the aluminum shaft of the hiking pole. What we can explain is how the idea came about. The Fikkes comes in several different models. Source: Fikkes About the Author Upon graduating college with a poli sci degree, Chris toiled in the political world for several years. Post a CommentRelated Articles. Man In Cow Suit Steals 26 Gallons Of Milk From Walmart. 7 Job Boards To Find Your Dream Job. Amit De is the CEO and Co-founder of Careerleaf, an all-in-one job search platform that cuts the time to apply in half.

Connect with Amit and Careerleaf on Facebook, Twitter, and LinkedIn. Looking for your dream job? While networking and strong personal branding get you hired, using niche job boards to seek out opportunities sets a strong foundation for a successful search. It allows job seekers to familiarize themselves with the landscape of their niche. Finding a job board to meet your specific career needs can put you on the fast track to finding your dream job. Here are seven niche job boards to help find your dream job. 1. If your dream career consists of prolonged adventures to remote locations, this job board is made for you. CoolWorks was founded on the basis of seasonal employment and caters to three main groups: students, retirees and “nomads.” 2.

For many, a dream job is often working at a highly esteemed company that boasts a great company culture. 3. 4. 5. 6. 7. Coke Sued for Fraudulent Claims on Obesity-Promoting “VitaminWater” ~ Newsroom ~ News from CSPI. Vitamins + water + sugar + hype = soda - bubbles January 15, 2009 WASHINGTON—The Coca-Cola Company has been served notice of a class action lawsuit filed over what the Center for Science in the Public Interest (CSPI) says are deceptive and unsubstantiated claims on its VitaminWater line of beverages.

Coke markets VitaminWater as a healthful alternative to soda by labeling its several flavors with such health buzz words as "defense," "rescue," "energy," and "endurance. " The company makes a wide range of dramatic claims, including that its drinks variously reduce the risk of chronic disease, reduce the risk of eye disease, promote healthy joints, and support optimal immune function. In fact, according to CSPI nutritionists, the 33 grams of sugar in each bottle of VitaminWater do more to promote obesity, diabetes, and other health problems than the vitamins in the drinks do to perform the advertised benefits listed on the bottles.

Redshift. LandingPage-Infographic.png (PNG Image, 900 × 2240 pixels) - Scaled (82%) Calm_Thunder_Storm. 1. Choose a sound In order for nature sounds to start playing choose a sound from drop-down box for one channel and drag the volume slider up. 2. Add more sounds You can add more nature sounds to composition by choosing other sounds in other channels. 3. Adjust balance Pan the channel (with horizontal slider) to the left or to the right for stereo effects. 4. If you want the sound volume to fluctuate instead of playing continuously, click on a drop-down box with a green line and choose one of interrupted lines. 1.

In order for nature sounds to start playing choose a sound from drop-down box for one channel and drag the volume slider up. 2. You can add more nature sounds to composition by choosing other sounds in other channels. 3. Pan the channel (with horizontal slider) to the left or to the right for stereo effects. 4. If you want the sound volume to fluctuate instead of playing continuously, click on a drop-down box with a green line and choose one of interrupted lines. Protection for your credit cards and debit cards.