Money-Saving

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One of the reasons budgets fail is because a crucial first (and ongoing) step is missed in the budgeting process: tracking your expenses. If you don't know what your starting point is, then there's little chance that you'll be able to harness your cash flow to your benefit. Here are a few tips to help you track your expenses effectively, then transform your current cash flow into a well-oiled budgeting machine. Step One: Don't Budget As funny as it sounds, your first task in creating a budget is not to budget. http://community.careonecredit.com/b/life_balance/archive/2011/03/31/find-the-power-in-tracking-your-expenses.aspx

Find the Power in Tracking Your Expenses

Does it pay to be Internet savvy? Yes. In more ways than many people imagine. Sure, the Internet is a great way to research just about anything you could ever want to know about; and it’s an outstanding communication, marketing, and entertainment tool. But the Internet can also save you a boatload of money. And we’re not just talking 10 cents off here and there. http://www.mint.com/blog/saving/the-geeks-guide-to-getting-almost-anything-for-free-06092011/

The Geek’s Guide to Getting Almost Anything for Free

15 Out-of-the-Ordinary Ways to Save

http://www.womansday.com/life/saving-money/15-out-of-the-ordinary-ways-to-save-62760 Think you’ve trimmed all the excess spending from your budget? Think again. We scoured the web in search of the top money-saving services online, and found some not-so-common ways to save. From free product samples to tuition-free college courses, we’ve rounded up great bargains that will surprise even the savviest saver. Score Free Stuff