Financial Organization. Man Wins $5,000 Suing Debt Collectors, Thanks To Google Voice. Free Fax • Free Internet Faxing. Find the Power in Tracking Your Expenses. One of the reasons budgets fail is because a crucial first (and ongoing) step is missed in the budgeting process: tracking your expenses. If you don't know what your starting point is, then there's little chance that you'll be able to harness your cash flow to your benefit. Here are a few tips to help you track your expenses effectively, then transform your current cash flow into a well-oiled budgeting machine. Step One: Don't Budget As funny as it sounds, your first task in creating a budget is not to budget. Instead, continue to spend as you normally do (assuming that your spending isn't too exorbitant to begin with). This gives you a realistic starting point, and a benchmark upon which to build and track your budget going forward.
Use a Spreadsheet (or Equivalent) Each time I whip out my wallet, I record the money I spend in a notebook that I keep in my purse. So create a spreadsheet that allows you to analyze your data, past and present. Be Honest Round Up Analyze Income over Expenses. Ohco.co. The Geek’s Guide to Getting Almost Anything for Free. Does it pay to be Internet savvy? Yes. In more ways than many people imagine. Sure, the Internet is a great way to research just about anything you could ever want to know about; and it’s an outstanding communication, marketing, and entertainment tool. But the Internet can also save you a boatload of money. Want proof? 1. 2. 3. 4. Does it pay to be a bit of a geek? Matthew Toren is a serial entrepreneur (Co-founded YoungEntrepreneur.com), mentor, investor and award winning Co-Author of Kidpreneurs (Basic Principles of Entrepreneurship for Kids).
One Money Saving Must « Reclaim Simplicity. 15 Out-of-the-Ordinary Ways to Save. Think you’ve trimmed all the excess spending from your budget? Think again. We scoured the web in search of the top money-saving services online, and found some not-so-common ways to save. From free product samples to tuition-free college courses, we’ve rounded up great bargains that will surprise even the savviest saver. Score Free Stuff 1.
If you don’t mind being a few episodes behind, cancel the cable service and watch your favorite TV shows for free online. 2. 3. 4. 5. 6. 7. Get the Best Price 8. 9. 10. Snap Up Coupons, Samples and Discounts 11. 12. 13. 14. 15. Kimberly Fusaro writes about personal finance as Little Miss Fortune. Promo codes, Coupons codes & Discounts Are Here For May 2011! Find Free Shipping Coes & Discounts Codes at CouponConnector.com. 7 ways to haggle for the best bargain. At Paris' famous Marche aux Puces, it's known as "marchandage. " In Mexico's open-air weekend markets, it's called "regatear.
" Here in the U.S., we know it as "haggling. " And while it's the norm when buying a car or a home, most American prices on most items are non-negotiable. Think again. In this tough economy, there has never been a better time to haggle in any retail setting. "You can negotiate anything, anywhere these days," says Allan Stark, president of Negotiate4U, a Web-based company that negotiates discounts on everything from cars to cellphones.
To be successful, here are seven strategies to use to get the price you want. How to Build Solar Power for Free. 5 Free Ways to Entertain Your Kids.