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'Best Time Ever' to Buy a Home? Best-Selling Author Says Yes. Adam Leitman Bailey is author of The New York Times best-seller "Finding the Uncommon Deal. " He believes that this is the best time in modern real estate history to be buying a home. (Read a sample chapter here.) AOL Real Estate interviewed Bailey about the market and how savvy home shoppers can find the steal of the century. So many homes today are being bought by investors. How can John Q. Public compete with the pros and snag an honest-to-goodness bargain in today's real estate market? Today, more than any other time in history, information is the key. After a while, you will know what the price should be and will spot a bargain when you see it. Anything else to know to uncover bargains? Yes, you need to understand the distressed market and the new tools and weapons at your disposal to find an uncommon deal.

Some sellers don't have the communication skills to get the deal done. Many people find the prospect of buying a distressed property daunting. Their credit scores. Next Generation Homebuyers Seek Function Over Features. In the early 1990s, my family built a home in the quiet suburb town of Shrewsbury, Mass. The 4-bedroom, brick-front Colonial had everything you’d expect it to have: a living room and separate sunken family room, a formal dining room, bathroom immediately to the right of the entrance, a home office to the left, a spiral staircase, a big kitchen with marble counter tops and a two-car garage. For my parents who’d emigrated to the United States just ten years prior, this home represented The American Dream with all its pride and glory. Jumping ahead twenty years, today’s first-time homebuyer has a vastly different vision of the perfect home. Many snicker at the McMansions and traditional homes their parents lusted after. [Article: A Subprime Pioneer's Notes on the Financial Crisis She Predicted] David Senden, principal at KTGY Group, an architectural and planning firm based in Irvine, Calif., agrees.

That path involves choosing homes with functionality over flashy features. Save-50k-chop-your-mortgage: Personal Finance News from Yahoo! Finance. Forget those phishing emails that attempt to get your credit card or bank sign-in information. When crooks want to know how to get into your bank account, they post a message on Facebook. These messages appear so innocuous and so appropriate in the Facebook setting that you are likely to not only get conned, but pass on the scam. Facebook is the new frontier for fraud, says Tom Clare, head of product marketing at Blue Coat, an Internet security company that does annual reports on web threats.

In just this past year social networks have soared to 4th from 17th most treacherous web terrain -- behind porn and software-sharing sites, which you probably know to avoid. What makes Facebook so treacherous? Us. It starts with the fact that we are inundated with requests to set up passwords to get into our work computers, our online bank accounts, Facebook and every other web-based subscription. "Crooks understand that most users use the same password for everything," says Clare. 1. 2. 3. 4. Why i am never going to own a home again: Tech Ticker, Yahoo! Finance. First Person: Losing Big - $65,000 Big - On Our First Home. *Note: This was written by a Yahoo! Contributor. Do you have a careers story that you'd like to share? Sign up with the Yahoo! Contributor Network to start publishing your own finance articles. There was a time when I thought I had everything. And then something spectacular happened that started me down a new path. Working at home changed my life both financially and from a stress perspective.

Running my office from my house has some obvious advantages. Having a home office also lets me be home when my kids get home from school. One of the best benefits for me to working at home is that I have the flexibility to take on consulting work that interests me. The flexibility of a home office is not always a good thing, however. Working from home isn't for everyone, but it certainly has saved me thousands of dollars and my sanity. More From This Contributor: Renting Versus Buying a Home: What Makes Sense in This Uncertain Economy? Most Commonly-Missed Tax Breaks Business. Home-Buying Tips. Ginnie Mae: Your Path to Homeownership. Financial Considerations for Building a House Montana - Montana, Financial Considerations on Building House, Montana real estate turmoil, Montana Realistic Contingencies, Montana Realistic Budget and Mortgage, Montana financial tips for building house.

Building a House on Limited Means: Low-cost House-Building For People on a Budget. Building a House on Limited MeansThe Elimination of all that is unnecessary to achieve a DreamBy Thomas J. Elpel We are very goal-oriented in Western culture, and we often count our successes by how much we accomplish. Eastern cultures can be very goal-oriented as well, but sometimes with a very different approach. While a westerner sits on his laurels at the end of the day and adds up what he did, an easterner might sit on his laurels and add up what he eliminated having to do. As a simple analogy, you might say that a western artist does sculpture with clay, assembling an entire work piece by piece, while an eastern artist does sculpture in stone, eliminating everything that is not part of the final goal.

Our approach to achieving our dreams was more the eastern approach than the western one. I pretty much grew up in the pages of the old Mother Earth News magazine. In Zen it has been said that, "Reverence is the elimination of all that is unnecessary. " Thanks for the inspiration!!! Construction Square Foot Montana - Montana, Construction Square Foot, Montana home construction, Montana home budget, Montana advice for home improvement, Montana SQUARE footage.