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In the early 1990s, my family built a home in the quiet suburb town of Shrewsbury, Mass. The 4-bedroom, brick-front Colonial had everything you’d expect it to have: a living room separate sunken family room, a formal dining room, bathroom immediately to the right of the entrance, a home office to the left, a spiral staircase, a big kitchen with marble counter tops and a two-car garage. For my parents who’d emigrated to the United States just ten years prior, this home represented The American Dream with all its pride and glory.
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Becoming a first time home buyer is a thrill for almost everyone. It was for me and my wife when we were first time home buyers. Our first home was the largest purchase we had ever made and was probably one of the most personal purchases we ever made as well.
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