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. * Frequently Asked Questions - New Jersey Temporary Disability Insurance. Why am I the chargeable employer on my employee's disability claim?
The most recent employer is the chargeable employer under New Jersey's Temporary Disability Insurance Law. Under the provisions of the New Jersey Unemployment Compensation Law, all covered base year employers proportionately share the benefit charge associated with a UI claim. But this is not possible under the Temporary Disability Insurance Program because it encompasses both State Plan and Private Plan coverage. If a disability claim were filed, and that claimant had both State Plan and Private Plan employers in the base year, there would be no way to charge the Private Plan employer since no contributions are paid to the TDI Trust Fund. The type of disability coverage of the claimant's last employer determines who is responsible for processing the claim and paying benefits.