75 Frugality Blogs That Will Change Your Life - AccountingDegree.com. By Raine Parker Whether you’re getting out of debt, living on scholarships, or just want to simplify your life, learning about frugality is a great place to start. We’ve put together this collection of bloggers who can teach you all about living well on less. Read on, and you’ll find 75 experts in living the frugal life. General You can learn about anything and everything frugal with these blogs. Frugal Living Read these blogs to master the art of frugal living. Deals You’ll read all about scoring deals with these blogs. Ladies These women are experts in keeping things frugal. Families If you need help figuring out how to keep your family frugal, be sure to read these blogs.
Budgeting These blogs focus on the budgeting side of living frugally. Saving Read these blogs for a discussion on saving for frugality. Finance Read about big-picture finance blogs to be more frugal. Understanding the Financial Crisis - very well explanation! How to Buy an Individual Stock. Maybe you’re not fluent in Wall Street–speak and you can’t name any members of the S & P 500. No matter: You can still expand your portfolio by buying individual stocks.
(Experts suggest spreading up to 5 percent of your assets between several companies.) However, it can be challenging for an inexperienced investor to assess which business is worth her hard-earned dollars. Follow this step-by-step guide to making that decision easier. Step 1 Ask yourself which industries you would like to invest in (such as energy or cosmetics). Step 2 Go to google.com/finance and find the forward price-to-earnings (P/E) ratio for each company. Step 3 You’ve probably narrowed down your list. Step 4 Now you’re ready to purchase shares. Investments and Compound Interest" If you save money every month, for a long enough period of time, you will become a millionaire. Sound too good to be true? Well, as Einstein reportedly put it, compound interest is the "eighth wonder of the world. " Becoming a millionaire depends on how much money you currently have saved, how much interest that money will earn, how much you can save each month -- and, of course, how long you can wait before making a withdrawal.
To zero-in on the specifics, use an online calculator (such as CNN Money or Bankrate) to determine how much you need to save each month in order to have a million dollars by a specific age. For instance, if you're 30 years old, have $5,000 already, save $100 per month, and earn 8 percent interest, you'll be a millionaire in a mere 50 years -- at the ripe old age of 80. Now, what if instead of 8 percent interest, you invest your funds well and can average 10 percent earnings? How Can I Get Started Investing in the Stock Market? 12-Step Guide to be a 20-SOMETHING MILLIONAIRE (FREE Version).pdf.