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Dental Insurance

Affordable Dental Care for Veterans. Did you know that the armistice that unofficially ended World War I was declared on the 11 hour of the 11 day of November 1918? That’s why we honor our military veterans on November 11. Unless, of course, the holiday lands on a Sunday. Then, we observe Veterans Day the following day, like this year, on November 12. The Veterans Health Administration (VA) is often the go-to resource for veterans to get the medical care they need, but while they provide minor emergency work, dental care is largely overlooked. Many veterans don’t even qualify to receive the kind of corrective dental care that they need. To help cover these gaps, many dentists offer pro bono dental work on Veterans Day to needy patients. There are also assistance groups and societies that help veterans pay for the dental work they need, such as the Air Force Aid Society, the Army Emergency Relief, Operation Family Fund, and the Navy-Marine Corps Relief. Veterans can also check out dental schools in their area.

Know More About Dental Savings Plans. Don’t let the words “coupon,” “discount,” or “saving” scare you. Consumers, including you, love to hear those magical words these budget-conscious days. After all, who wants to leave extra money at the counter when you don’t have to? Patients are shopping for their coverage, and taking into consideration their current dental care needs, pricing, brand recognition and alternatives to accessing affordable dental care. Some of the solutions patients have found in recent years include signing up for daily deals through Groupon, waiting for donated dentistry at a local clinic, and, joining a Dental Savings Plan.

For years, there have been a lot of misconceptions about Dental Savings Plans. To give you a better understanding, here are five things dental office managers should know about Dental Savings Plans. 1. Is your dental office in a regional or national network, such as Aetna, Cigna,Careington, etc.? 2. 3. 4. 5. Any dental insurance plan can come with exclusions and limitations. 5 Websites to help Stretch Your Dental Care Dollars. Picking the right health coverage isn’t easy and often frustrating. And, under theAffordable Care Act (ACA), most Americans must have health insurance by 2014. In order to cope with rising health costs, states will be required to set up health exchanges—online marketplaces where individuals and small businesses can find more affordable insurance plans. Already there are several major companies getting ahead of the curve by giving employees a fixed amount of money and allowing them to choose their own coverage based on individual need.

To help you explore your options and stretch your health care dollars further, check out these five websites: Rising treatment costs and unaffordable insurance caused four in 10 Americans to struggle to pay their medical bills last year, according to a 2011 Commonwealth Fund report. HealthPocket.com lets consumers compare and rank every health insurance plan available in their region. For adults, the ACA will not require the purchase of dental coverage. How the Affordable Care Act May Affect Your Children. By now, you hopefully already know that while the Affordable Care Act (ACA) will help provide you with medical insurance, it will not cover ACA dental care for adults. This is why you need to continue to look into Discount Dental Plans and other options that will help you pay for necessary dental work. However, the ACA is aiming to help more children gain access to dental insurance, but you need to understand exactly what this means and whether it will affect your child.

According to Kaiser Health News, starting in 2014, the government will require that individual and small-group health plans that are purchased either through private companies or state-based health insurance exchanges must cover pediatric dental care. However, that doesn’t mean that every child will instantly be covered come 2014. Things to Look Out for Kaiser Health News noted that many insurance plans will be grandfathered in under the new law and will not have to offer coverage to children. Find A :DentalPlan. Why Dental Care Is Pricey! If you don’t have dental insurance or a Discount Dental Plan, you know how expensive dental care can be. Hopefully, despite the cost, you’re still visiting the dentist regularly, since skipping your regular dental appointments can have a serious impact on the health of your teeth.

You may have asked yourself: “Why is the dentist so expensive?” If you have, you’re not alone- the 100 million Americans who don’t have dental coverage have likely thought that as well. Luckily, there are answers to this tough question. Serious Overhead CostsCBS News spoke to two dentists, who asked to be called Dr. Clearly, there are many reasons why dental care is expensive, but it doesn’t have to be.

Are you a dentist with some insight into the expenses of running a dentistry practice? Find A :DentalPlan. Family Dental Coverage - Where's the value? At the very basic level, the ACA defines pediatric dental as an essential health benefit along with items like emergency services and lab work. What that actually means for you all depends on how and where you are getting your health insurance going forward. Regardless of where you purchase health coverage next year, the adult members of your family have options when it comes to dental benefits.

Companies like DentalPlans.com offer cost-effective programs that are available to everyone. Q. A. Q. A. Q. A.The ACA Marketplaces must offer plans that provide dental coverage for children. If you purchase a new policy outside of the ACA Marketplaces, your plan is required to cover children’s dental. Only non-grandfathered individual and small group insurance plans are required to offer child dental on or after January 1, 2014. Q. A. However, this does not mean your employer must now offer you benefits. Q. A. Q. A. Buying dental care online? Anyone might feel a bit wary about purchasing healthcare – or anything else – online, especially on the tails of Healthcare.gov’s October launch. The press has been all over the site’s myriad of problems, and rightfully so. Issues such as outages, security, privacy, availability, and uncertainty about future coverage have haunted countless Americans. We understand. And as the CTO (or Chief Technology Officer) at DentalPlans.com, I wanted to do two things: 1 Reassure you that your business is, always has been, and always will be, safe and secure with us, and 2.

Explain in layman’s terms, why and how our government’s healthcare site fell short. Any web site, especially new ones, go through a number of iterations or versions, before it is launched. Now, add to that the incredibly complex integration of Healthcare.gov with all of the government’s complex back-end systems, and the task is staggering. The good news is that our government’s site can be fixed. Find A :DentalPlan. Do you have access to dental care? You know the reasons you need some sort of dental care coverage: Going to the dentist and other related specialists like orthodontists and periodontists is costly; maintaining dental health is critical for your overall health (it will reduce illness and the costs associated with it); everyone in your family needs at least basic professional care; and, if you, or anyone in your family, has a dental emergency – like millions of children and adults do each year – you certainly don’t want to suffer physically or financially.

According to a joint report from the National Association of Dental Plans and Delta Dental Plans Association, 187 million Americans (60% of the population) are covered by some type of dental plan. But what about the other 40% who still need some sort of support and are struggling to afford it? Should they turn to our government’s web site for help? Here are my thoughts about Healthcare.gov options for dental coverage. What you need to know is this: Craig Martin.

How's your teeth looking for the new year? How often in life do we take that first – often hardest step – and then kind of…freeze? The diet we start, the gym we join, the resume we update. We’ve all been there. And we all know that a start without the follow up is not really what you had in mind. So, let us help you by reminding you what’s next when it comes to your dental care. Pick up the phone. Do not be intimidated by any of this. For more information on how to use your dental plan, please contact our Member C.A.R.E. department toll-free at 1-800-494-9294 to speak to a team member today! Find A :DentalPlan. How the ACA Has Affected Dental Care. Some call it the Patient Protection and Affordable Care Act or, more simply, the Affordable Care Act. Others call it Obamacare. But there’s one thing almost everyone agrees on: Understanding this massive overhaul of our healthcare system (the most significant since 1965) – and the benefits one may or may not be entitled to as a result – is no mean feat.

As a Dental Plans Company, we receive all sorts of questions from all types of people about which plan might work best for them. And we know that news regarding part-time employees has been especially confused.Here are some basics. First, a breakdown of the law as it pertains to health care overall: Now, here are some things part-time employees need to know specifically about dental care: So, anyone interviewing for a new part-time position would be wise to ask their prospective employer these questions: Hour-wise, how do you define a part-time employee?

Whether dental care is included in health care plans, you need it. Find A :DentalPlan.