Car-buying-expert-launches-how-to-site-for-extreme-savers-146251305. SAN FRANCISCO, April 5, 2012 /PRNewswire/ -- The ultimate secret to getting the best deal on a car purchase can be summed up in two words: DON'T NEGOTIATE! It goes against traditional auto purchasing guidance, but this is the advice recommended by Gregg Fidan, car buying expert and founder of RealCarTips.com. "Anytime I hear a so-called expert telling car buyers to negotiate at a dealership, I cringe," says Fidan. "They obviously haven't done real-world testing. " Fidan should know, since he spent four years researching every aspect of the car-buying process, including doing a stint as a professional car negotiator, all in an effort to discover the best methods of saving money.
"Negotiating a car purchase creates a lot of stress and anxiety, but the irony is that there really is an easy process that practically guarantees the best price without having to negotiate or even step foot in a dealership," says Fidan. Fidan spent the last year writing a complete how-to guide for extreme savers. 4 Quick Tips: Getting Cheaper Insurance On Your First Car. If you thought the cost of your driving lessons were high, wait until you start pricing up insurance for your first car! Insurers view young and inexperienced drivers as most likely to end up making a claim because their inexperience and youth can make them liable to get into more scrapes and accidents.
And didn’t you know us young crowd engage in street racing, all the time. It’s one of the few forms of discrimination that is still legal – and it’s only that way because the insurance companies have got the statistics behind them to back up their reasoning. Young + Getting Insurance Quote = Crazy Face The fact of the matter is that if you’re young (under 21) then you’re around three times more likely to be involved in an accident. So how can you get a cheap car insurance quote if you’re young and inexperienced? 1. Not when you're 18, Sonny Jim. 2. 3. 4. So there you have it, four down and dirty methods for getting cheaper insurance. Tips for Your Fuel Economy. Saving money on fuel is one way you can keep more of your hard-earned money.
Leaving your car at home in favor of walking or public transportation is the best way to save money on gas. However, many of us like to drive to our destinations and learning ways to save money on gas can benefit any car owner. Below are seven tips to help you save money on fuel costs by driving smarter and treating your car right. 1. Stop Speeding Photo Source Perhaps the most common way people waste gas is by driving too fast. 2.
Photo Source While it’s tempting to throw on the air conditioner for any hot day, it uses a lot of gas. 3. Photo Source Some people have a tendency to keep a lot of junk in their car, especially in the trunk. 4. Photo Source Always remember to turn your car off when it’s parked. 5. Photo Source Maintaining one speed for a long period is a fantastic way to save on gas. 6. Photo Source 7. Photo Source There are some ways a poorly planned trip can cost you in gas mileage. Love Your Car and Save. Apps to help you save money. Here's a roundup of some of my favorite money-saving apps for iOS: SmartyPig. My favorite money saving app is SmartyPig. It's designed to let create virtual "piggy banks" for specific savings goals.
I have piggy banks for my yearly car insurance bill, for Christmas present money, for my kids' college funds, and for a new computer every three years. SmartyPig is linked to your checking account, and every month, a specified amount of money is transferred from your bank account to your piggies. Debt Free. I figured there’d be an app for that, so I looked around the iTunes app store and found something called Debt Free. If you’re not familiar with the Snowball method, here’s how it works: 1. 2. 3. 4. 5. 6.
Debt Free automates the above process. Mint. Shortly after the iPhone was introduced, Mint created an app for it. 1. 2. 3. 4. If you click on any of these items, Mint will drill down to display detailed information about it. Note: Mint is owned by Intuit, sponsors of this content series. Car Insurance Savings Tips. Car insurance: the mere words strike fear into many vehicle owner's hearts. Many people can see the dollar bills flying out of their wallets when they think of car insurance. Although car insurance is a necessary evil, there are ways to save big on car insurance premiums. Know your policy. Everyone should pay attention to their car insurance policy. When renewal packages come in the mail, read them thoroughly and compare them to the previous year's paperwork.
By doing this I found that the year over year change in my policy for my two cars and home was increasing by over $300 annually. Bundle and Save. Make a Few Calls. Ask for a Discount. Don't Over Insure. Car insurance is expensive yet anyone who drives knows this is a necessary evil. Will a Hybrid Car Save You Money? Top-travel-insurance-tips-for-a-stress-free-easter-getaway-144332175. CHESTER, England, March 27, 2012 /PRNewswire/ -- Policies shouldn't be selected based on price alone Holidaymakers must ensure they have adequate cover to suit their needs, urges MoneySupermarket.com With many Brits preparing for an Easter getaway, MoneySupermarket outlines its top tips to ensure holidaymakers have the right cover in place to safeguard against any unexpected holiday mishaps.
Bob Atkinson, travel expert at MoneySupermarket, said: "For those fortunate enough to be jetting away this Easter, having the right travel insurance in place is essential to ensure peace of mind whilst away from home. Having a policy with the appropriate levels of cover will help safeguard against any unexpected eventualities. "Travel insurance shouldn't just be about price. "Reading the policy wording before choosing travel insurance is vital to ensure the cover offered meets your needs. Medical and personal liability cover Cancellation cover Baggage cover Personal money and documents cover. Tips to Planning a Round-the-World Trip. Planning a Round-the-World (RTW) trip can be exciting, fun and sometimes daunting. Making the decision to travel around the world is probably the easiest part of the journey – but after that comes researching, buying airtickets, insurance, and so on… I’ve compiled a few tips that will help calm your nerves and help lower the stress level for what will surely be one of the biggest adventures of your life.
Decide on how and when to leave your job There is always a right time and wrong time for everything in life. Leaving your job should still be done in a professional matter even if you don’t believe you’ll be returning. You don’t want to leave so abruptly that you destroy the rapport you’ve established with your boss and colleagues. Write a two-week notice that explains your departure (hint: travel can be a very good thing to gain experience), thank them for the opportunities and turn it at the proper time. Determine your budget and must-do’s Down-sizing your life Exchange currency. Have a Fantastic Honeymoon on a Budget.
US holidays: cost-cutting advice. There is, however, a major financial caveat to choosing to take a holiday in the US – the cost of getting there. Lead-in transatlantic air fares have risen around 30 per cent over the past two years. Higher fuel costs and taxes are to blame, and on April 1, Air Passenger Duty is to rise again; a family of four flying to the US will pay tax of £260 in economy, £520 if travelling in premium seats. Here is some advice on how to keep costs down on key elements of US holidays this year. Where to go In 2011, the average rate paid for a hotel room, per night, by users of Hotels.com was £173 in New York – easily the most expensive of any US city. But the cost of flights muddies the picture. Flights Timing is very important. Second, when you travel will affect the cost of fares significantly. Flying indirect can cut the cost. Packages On the road For car hire, compare rates on a price-comparison website such as carhiresearch.co.uk.
On the rails Long-distance US rail journeys can be bargains. Shopping. How to Save on Car Insurance for Teens. Whether they’re bundled into their parents’ existing car insurance or carrying an independent policy, teen drivers can be costly to insure. Fortunately, learning how to save on car insurance for teens is easy both for adolescents and parents who adhere to some basic rules of the road. As the first step, putting safe behaviors into practice can radically change the monthly car insurance payments for a teenager. Sharing the Load Teen car insurance is expensive for a number of reasons, not least of which is the greater statistical likelihood that teen drivers will get into an accident or commit a serious moving violation like reckless driving or driving under the influence.
Fortunately, most insurance companies offer policies that give discounts to policyholders who are married, own a home, or own multiple vehicles. Responsibility Is the Best Policy Graduated Licensing For Teen Drivers. Inflation: will fixing your bills save you money? Cut Auto Insurance Premiums in Half. Living Single? Here Are 4 Ways to Save. Staring Down the Singles' Penalty Common sense tells you that people who live alone use a greater percentage of their income on regular living expenses compared to couples. When you dissect the average person's monthly budget, the basics include rent or mortgage, utilities, cable and Internet, cellphone, groceries, entertainment, transportation expenses, and loan payments, says Mitchell Weiss, adjunct professor of finance at the University of Hartford.
"When two people come together, many of these monthly expenses would be fully or partially consolidated," Weiss says. Some singles view their increased costs as a penalty for living alone. For instance, at the grocery store, "single servings" of meat and other items cost more per ounce than the family-size varieties. "There's really no avoiding the singles' penalty," says Deana Arnett, senior planning consultant at Financial Planning Services in northern Virginia. Save on Singles' Housing Costs How Singles Can Save on Food Costs. » How To Save Money, While Enjoying Driving. Bank of American Fork offers tips to build your own pot of gold. In recognition of St. Patrick’s Day on Saturday, the Bank of American Fork is offering up some savings tips to help Utahns build their own personal pot of gold. The 10 tips are: 1) Automate savings: Have money directly deposited from your paycheck into a savings account.
After you’ve built up a rainy-day fund that could get your through 3 to 6 months of no income, you can allocate automatic savings into another savings vehicle, such as an IRA or 401(k). 2) Find a high-yield savings account: Your money might as well be earning interest while it sits in a savings account. These days the accounts with the best yields are often online savings accounts, where all your transactions occur online rather than through a brick-and-mortar location. 3) Find a free checking account: The average interest-bearing checking account charges a monthly fee of $14.15 and requires a balance of nearly $5,600 at a near-zero rate of interest to avoid fees. Story continues below.
How Much You Could Save If You Did Car Maintenance Yourself. How the Fastest Cars in the World Differ from Your Clunker The cars you see driving all over the place are in one world while the cars you see covered with advertising going around race tracks exist in a whole different one. Race cars and extremely high end speed mobiles aren’t like the ordinary cars mere mortals get to drive around. While there are some people [...] 5 of the World’s Best Drives in a Convertible The sun glints on the horizon. 8 Car Innovations That Are Closer Than You Think Since prehistoric man first carved a chunk of wood into a rudimentary wheel, our dreams of futuristic vehicles have driven the evolution of the wheeled-conveyance, from Roman chariots, to high-performance automobiles.
Amazing Car Restorations: From Rust Bucket to Date Night Mobile! It may look like a form of wizardry, but these amazing examples of car restoration are a result of the proper materials, hard work, and impressive skill. The History Of The License Plate How to Drive Your Family Safely. Stop-smoking-and-save-thousands-on-life-insurance-141436313. CHESTER, England, March 5, 2012 /PRNewswire/ -- Smokers could save at least £5,500 on life cover by quitting Stubbing out cigarettes could save another £1,880 a year, says MoneySupermarket With National No Smoking Day (14 March 2012) approaching, and the fifth anniversary of the smoking ban this year,[1] recent research from MoneySupermarket.com reveals those who kick the habit could see a benefit to their wealth as well as their health.
The UK's leading comparison site found smokers who kick the habit could save on average £5,490 on combined Critical Illness Cover (CIC) and life cover, or up to £1,788on a single life insurance policy.[2]Furthermore, with the average cost of a packet of 20 cigarettes hitting £6.95, a smoker could save themselves a further £1,880 per year by making the decision to go smoke-free.[3] MoneySupermarket found non-smokers can make considerable savings on combined CIC and life insurance policies. Don't always be lured by the lowest premium or incentives. Save on Early Bird Plane Tickets.
4 Ways Leap Years Save You Money. By Quentin Fottrell A leap year isn't just an astronomical sore thumb. It's also an opportunity to snag some deals, chart the financial year ahead to avoid making costly mistakes and party on borrowed time. It may not feel like it, but technically Feb. 29 means a free day of cable, rent, car insurance or Netflix -- services with monthly rates that do not increase as a result of the bonus day. On the downside, salaried workers earn a tiny fraction less per day. The quadrennial holiday is also a good excuse to change one's spending habits, experts say. Here are four ways to make Feb. 29 pay dividends: Seek out some leap year travel deals It's a good marketing gimmick for companies, but there are some leap-year deals worth considering for consumers - from airlines to hotels and resorts.
Have your girlfriend propose marriage Feb. 29 is one day where it's deemed more socially acceptable -- even in the 21st Century -- for a woman to propose to her boyfriend without blushes. Provident sees a leap of 12% after a boost from middle-class savers | Business. Save Money While Driving. Are you safe behind the wheel?
Yes, you too can attain the super power of saving money while driving your vehicle. I have to admit, this post was born last weekend as my wife and I took a trip across the DFW Metroplex. The frustration and anger we encountered as we nearly missed three (count them . . . 3) wrecks. The disbelief of being surrounded by such ineffective drivers gave mind to develop this article. Insurance Are you paying too much for your current car insurance? Do you have too much or too little. But that’s not always the case. Cheaper or minimum coverage isn’t always better. Unfortunate Fact of the Deductible Truth is, there’s probably always going to be a deductible.
The idea is simple, drive safely, avoid wrecks, stay out of trouble with the law, and the amount of your deductible decreases over time. Whatever the specifics of the program, the outcome is usually the same – customers are being rewarded for driving safely. Avoiding Trouble Wants vs. Photo By woodleywonderworks. Save Money and the Earth by Driving Less. Consumers-save-240-on-home-insurance-through-comparethemarketcom-says-independent-research-139793703.
The best fixed-rate savings accounts. Tips for buying and selling a travellers vehicle in New Zealand. Inflation: hope for savers as 30 accounts offer real return. Savers are starting to see a real rate of return at last as prices go into retreat - Business News - Business. How Much Can You Save by NOT Owning a Car? | OutOfYourRut.com. Insure on a Budget.com. Can i save 50 percent on my car insurance? Its-the-thought-that-counts---top-tips-to-cut-the-cost-of-valentines-day-139144054. Saving Money on Car Insurance | Steadfast Finances. Another Tip for Saving on Car Insurance | Master the Art of Saving. How to Save Money on Auto Insurance - Easy Ways to Save Money. Telematics black box in cars might help you save on car insurance. Tips to Slash Your Bills: Viewer Advice. How to Save on your Car in the New American Economy | Darwin's Money. Super Bowl party tips.
Car-insurance-discount-helps-pac-12-students-and-alumni-save-money-on-car-insurance-138472369. Make-your-wages-do-the-hard-work-and-save-a-packet-138321124. Our haggle hero helps Hutch save on his car insurance… | Classic Car Dude. Users-of-comparethemarketcom-could-save-nearly-60-on-car-insurance-latest-research-reveals-138191059. Compare The Market ™ | Compare Car Insurance Quotes. Tips from the experts: avoiding whiplash. News Headlines. Insight: Today it pays to owe money, while U.S. savers suffer. Today it pays to owe money, while savers suffer | Personal Finance. Insight: Today it pays to owe money, while savers suffer. Top ways to make your savings grow even in these tough times | Money. Bank on an account switch to help you save money | Money.
Make it your policy to save on insurance | Markets & Analysis. 7 Insurance Tips To Read Before Planning Your Next Getaway. 7 Travel Insurance Tips for Your Next Vacation - My Money. The-perfect-january-detox---top-tips-for-a-winter-sun-holiday-from-direct-travel-insurance-137549973. 35-billion-energy-saving-missed-by-brits-who-dont-switch-137489433. Move-your-debt-to-a-zero-per-cent-credit-card-today-to-save-hundreds-of-pounds-137407198. 8 Tips for a Successful Career Break. Online Auto Insurance: Growth in Telematics Programs Means More Opportunities to Save.
10 Ways to Save Money on Auto Insurance. Sure, Save Up for the Big Ticket Items- But Don’t Forget the Extras | youngandthrifty.ca. 3 Fast Track Tips To Get Your Finances Straight This Year - Frugal Beautiful | Frugal Beautiful. How to teach children money-saving skills. Ten steps to save £1,000 on your insurance. Tentop-tips-to-save-ln-insurance-in-2012-135983008. 7 Weird Ways to Save Money on Your Car Insurance.
Save Money with the Right Amount of Car Insurance. How I Saved Money on Car Insurance. Insurance - Hints and Tips | Traveling Stories Magazine. As the euro crisis ripples spread, are your savings completely safe? - Spend & Save - Money. How Much Can You Save with Low Mileage Discounts? - MoneyWiseWomen. Best Frugality Tips? : Casaubon's Book. Save Water at Home.