How to pay down your mortgage wisely. Photo: Thinkstock Are you dying to go on a dream vacation or get behind the wheel of a new car, but your monthly mortgage payments are holding you back?
Good news: There are some smart ways you can pay off your mortgage faster and get closer to financial freedom. Keep reading to learn more... Refinance to a 15-Year Mortgage Term It's pretty common for people to initially sign a traditional 30-year mortgage, meaning you have 30 years to pay back the amount owed. However, if you can afford higher monthly payments, then you'll want to seriously consider refinancing to a shorter term loan, which generally has a lower interest rate, according to the Federal Reserve's mortgage refinancing guide, published on their website. What's more, with a 15-year loan, "you pay off your loan sooner, further reducing your total interest costs. Here's an example, courtesy of the Federal Reserve, to help prove out this point: [Ready to switch to a short-term mortgage? Make Extra Payments, When Possible Why? Organizing: - Martha Stewart. Home Organization Tips and Ideas. How to Clean Every Room in Your Home with Items You Already Have.
25 Things You Can Clean with Salt, Dryer Sheets, and Other Common Household Items. Photo: krissen/Creative Commons The best part about being Good Enough Mother is that I make my living out of making haphazard fixes look like modern-day miracles.
Okay, maybe it's just in my own mind that I think of it as "Good Enough Mother" magic! Here's the secret though; it's not magic. It's not even hard. Necessity is the mother of invention, and I'm going to show you how to make those reinventions rock! Salt 1. 2. 3. 4. Beauty Products Photo: Patricia Marie Photography/Creative Commons 5. 6. 7. Cooking oil Photo: jacob earl/Creative Commons 8. 9. Dryer Sheets and Newspaper Photo: Terre's Photos/Creative Commons 10. 11. 12. Vinegar Photo: artizone/Creative Commons 13. 14. 15. 16. 17. 18. 19. Baking Soda, Baby Wipes, and Pillowcases. Surprising Cleaning New Uses. Creative DIY Tips & Project Ideas For Homemakers : TipNut.com. My Organized Closet. Somehow, I can leave dishes in the sink (instead of loading the dishwasher that’s two feet away), and I’ll let random things pile up on the dining room table, but I am not someone that can shove a bunch of stuff behind closed doors and consider it “put away”.
Yes, I DO that (I’m nowhere near perfect), but it bothers me and bothers me until I can go through and thoroughly clean and organize everything. So that’s what I did this weekend. My closet is a freestanding wardrobe from IKEA. It’s nothing special from the outside, but everything fits inside. Clothes, shoes, hats, purses, jewelry… it’s all in there. Here’s the overall layout: I think I got rid of about half of my shoes when I cleaned everything out. My boots go along the back, tucking behind my dresses. And speaking of dresses, here they are: Printables.
Awesome DIY Nursery Decor Tutorials And Inspirations. By gabrielleblair | When it comes to decorating a nursery there are a million options.
In fact, I’ve spotted so many good DIY tutorials and creative ideas floating around that I thought it might be fun to put together a few of my favorites — like the painted rug seen above, find the tutorial here! Click through the gallery below for some extra awesome nursery decor DIY inspiration. nggallery id=’123243′ Fabric Filled Embroidery Hoops This tutorial is so simple and there are so many fun things you can do and fabrics to choose from. tutorial from Aedriel here Read more from Gabrielle on DesignMom.com. Join Gabrielle on Facebook and Twitter for updates. Modern fake plants. By Melanie Blodgett | I love plants and fresh flowers.
They are beautiful and a great way to bring a bit of nature indoors (especially in the colder months!) But my problem is, I have a very black thumb. Inspiration to Organize {Using Up-Cycled Materials} I don’t know about you, but when things around me are cluttered & out of place, my mind just feels cluttered too {as I compose this from a desk spilling over with fabric swatches, & craft supplies in a room full of furniture waiting to be re-purposed…the irony!}
I constantly find myself looking for new ways to organize the mass of things I seem to accumulate; which brings me to today’s post on organizing solutions. Fifteen organization solutions using re-purposed & up-cycled materials, in true Picklee fashion of course! Here they are, 15 of my favorite organizing solutions using re-purposed and up-cycled materials! This minimalist bookshelf looks fabulous & can be made simply by painting and mounting strips of reclaimed wood to the wall. Customize the size of the bookshelf by mounting a few strips to the wall and adding longer shelves!
Old drawers laying around?