Michigan Car Insurance Info: Get to Know the State’s No-Fault Law.
When it comes to automobile, bus, truck, or motorcycle accidents in Michigan, it is important to note that the state practices a no-fault policy. – alliedinsmgr
Why Home Insurance is Essential to Condominium Owners in Michigan. ( ) - Condo associations in Michigan typically have insurance policies, but these tend to not cover everything in the complex.
Condo associations in Michigan typically have insurance policies, but these tend to not cover everything in the complex. Such policies would most likely just include common areas of the building, including the common rooms, hallways, pools, and the exterior. Depending on what is written on the condo association’s master policy, condo owners would need a separate home insurance policy that would cover individual and personal needs. – alliedinsmgr
Such policies would most likely just include common areas of the building, including the common rooms, hallways, pools, and the exterior.
Depending on what is written on the condo association’s master policy, condo owners would need a separate home insurance policy that would cover individual and personal needs. Umbrella Business Insurance: Protection against Devastating Lawsuits. The United States is an extremely litigious nation where everyone can sue anybody for just about anything.
The United States is an extremely litigious nation where everyone can sue anybody for just about anything. Businesses are primary targets, with lawsuits (ranging from evident company errors to frivolous claims) reaching hundreds of billions of dollars a year. – alliedinsmgr
Businesses are primary targets, with lawsuits (ranging from evident company errors to frivolous claims) reaching hundreds of billions of dollars a year.
Either way, if a legal settlement or verdict exceeds your Michigan business’s liability coverage, your solvency would be at risk. For these reasons, it’s a wise move to get an umbrella business insurance policy which would provide added protection against disastrous losses arising from lawsuits. Determining Coverage Needs for Commercial Auto Insurance in Michigan. Companies and entrepreneurs in Michigan, or anywhere else for that matter, put a lot of their assets at risk to operate their businesses on a daily basis.
Companies and entrepreneurs in Michigan, or anywhere else for that matter, put a lot of their assets at risk to operate their businesses on a daily basis. An insurance policy helps protect these assets when an unfortunate accident occurs. – alliedinsmgr
An insurance policy helps protect these assets when an unfortunate accident occurs.
Perhaps one of the most important types of insurance in the market is commercial auto insurance. This is why we at Allied Insurance Managers, Inc. offer several coverage options with our commercial auto insurance policies. We can write anywhere from one auto, to an unlimited amount on a business policy. In addition to this, we partner with a wide range of trusted carriers. Michigan Home Insurance: The Benefit of Enhancing Your Home's Security. Whether you’re out for a week-long vacation or you have an event to attend during the night, leaving your house unattended and unsecured can make it especially enticing to burglars.
Whether you’re out for a week-long vacation or you have an event to attend during the night, leaving your house unattended and unsecured can make it especially enticing to burglars. – alliedinsmgr
Although you can’t make your home entirely safe from thieves, there are certain safety measures you can take to drastically reduce your risk of becoming a victim.
We at Allied Insurance Managers, Inc. encourage Michigan homeowners like you to consult with us regarding home insurance to minimize potential property losses should the worst occur. Standard homeowner policies are divided into several categories, but home insurance typically covers liability for accidents that occur within the premises, as well as the loss of a home’s content or the owner’s possessions. Policies for residences require that those who are insured are living in the property. Business Insurance in Michigan: Small Business Insurance Must-Haves. Home Insurance in Michigan Can Be Bumped Up by a Pool: What Can You Do.
As in other states, the premium rates for home insurance in Michigan varies depending on certain considerations. Living in a disaster-prone location is a drawback that would influence premium rates because of the high-risk factor. The value of the property also affects the premium price, as the higher the value the higher the worth of potential claims. – alliedinsmgr
Michigan Homeowners Insurance: When Families need to increase their Coverage. Michigan Business Insurance Agent Helps Safeguard your Trucking Team.
Some trucking firms may be assigned to handle cargoes under the most special circumstances – and require higher insurance levels. CFR 49-387 states that companies must arrange for at least $5 million for bodily injury and property destruction when a truck is carrying explosives or hazardous materials. Your agent should also guide you on your home state’s minimum insurance guidelines for special cargoes and stowage. – alliedinsmgr
Michigan Home Insurance Gives You Funds for a Water Backup Cleanup.
Water damage can do a lot of destruction on your home. Water can warp the wood in your floor and walls; this can weaken the structural foundation of your home. In addition, if improperly dried, the remaining moisture from water damage can encourage mold growth, a health threat in the home. – alliedinsmgr
Michigan Auto Insurance Company Provides Safer Environment for Clients. Ensure Your Family’s Future with Home Insurance in Michigan.
Losing everything you have worked for in the blink of an eye can be devastating. To prevent this, you should take steps to protect your family’s future with home insurance in Michigan. There are many considerations when it comes to choosing the right homeowners insurance policy. – alliedinsmgr
Choosing the Right Business Insurance for Your Winery in Michigan.
As an owner of a winery, you know that producing fine wines is more than just growing grapes and putting it in a bottle. Aside from time, skill, and creativity, other components like staffing and management play their own roles in crafting an excellent wine. – alliedinsmgr
Michigan Auto Insurance Companies: Tips for Filing Vandalism Claims.
A vandalized car does not paint a pretty picture. Having someone intentionally damage your vehicle can be frustrating at the very least. Vandalism may be punishable by law in the state of Michigan but that doesn’t stop some people from maliciously defacing someone else’s property. – alliedinsmgr
Let it Snow: Does your Home Insurance in Michigan Cover Winter Damages?
Winter with its crisp, cold air and delicate snowfall can be breathtakingly picturesque. Such beauty in nature, however, can easily turn ferocious. Stephanie Reid of Fox Business states: “In addition to the health and safety dangers of sub-zero temperatures, blinding snowstorms and inconspicuous ice sheets, winter weather can also be incredibly dangerous to your home.” – alliedinsmgr
Business Insurance in Michigan: Importance of Protecting Online Data.
Today, because of the increasing power of the Internet, more and more companies, big and small, are moving their businesses online. By doing so, however, they become vulnerable to cyber-attacks. This is why it is important to have some form of business insurance in Michigan that would cover and protect online data. – alliedinsmgr
Talk to a Business Insurance Broker Before Starting a Craft Distillery Business.
You may toy with the idea of starting a micro-distillery, also known as craft distillery, which is essentially a small-scale version of the world’s biggest distilleries where drinks are blended from highly varied ingredients to bring classic or new spirit to the market. – alliedinsmgr
Home Insurance in Michigan: Basic Facts You Must Know about Coverage. Michigan Auto Insurance: Choosing Between Comprehensive and Collision.
One of the most satisfying purchases you can make in life would be your very own automobile. Owning a vehicle allows convenience and freedom in going from place to place within Michigan, or even out of state. It is said, however, that nearly everyone will figure in a car accident at least once in his life. – alliedinsmgr
Specialty Program Offers Golf Course Business Insurance in Michigan. How a Business Insurance Agent Can Help Protect Your Cleaning Business.
Spilling bleach on an expensive carpet, a rouge employee stealing from the unit being cleaned, or an accident that totals your company vehicle loaded with expensive cleaning materials–all trades come with risks, and the janitorial industry is no different. – alliedinsmgr
Homeowners Insurance in Michigan is Essential for Second Home Buyers.
As the article suggested, second homes are more susceptible to vandalism, fire and small issues becoming large claims as the stay of the owners of such properties is often short and not definite. – alliedinsmgr
The Expert Business Insurance Agent for Fire Suppression Contractors.
Due to the widely varied nature of every industry, each is subject to its own set of risks. At Allied Insurance Managers, we’ve cultivated an extensive understanding of these industry-specific risk factors and do our utmost to become the trusted business insurance agent for any company regardless of background or line of business. – alliedinsmgr
The Importance of Securing Dependable Business Insurance in Michigan.
Surety bonds are agreements under three parties – the surety, obligee, and the principal. In layman’s terms, one group (surety) assures a client (obligee) of top-notch performance on a job order, which is expected from the contractor (principal). – alliedinsmgr
Understanding Coverage Options from a Trusted Business Insurance Agent.
As advanced as technology is today, equipment trouble and breakdown is still a very real possibility – so much so for offices and businesses that use them daily, and sometimes for heavy duty purposes. – alliedinsmgr
Policies Entrepreneurs Need from a Trusted Business Insurance Agent. Workers’ compensation insurance covers the medical expenses and lost wages of your employees if they are injured at work.
Not only does this help your employees, it also protects your business from being sued for compensation. In Michigan, businesses that have 3 or more part-time employees, or a single employee who works 35 hours a week, are required to have workers’ compensation insurance. According to statistics from the Insurance Information Institute, more than 25 percent of business that close down after an unforeseen disaster never reopen.