Youtube. Web2.0. Donationcoder. DonationCoder.com. Google developing a micropayment platform and pitching newspaper. Google is developing a micropayment platform that will be “available to both Google and non-Google properties within the next year,” according to a document the company submitted to the Newspaper Association of America. The system, an extension of Google Checkout, would be a new and unexpected option for the news industry as it considers how to charge for content online. The revelation comes in an eight-page response to the NAA’s request for paid-content proposals, which it extended to several major technology companies and startups. It’s surprising, given the newspaper industry’s tenuous relationship with Google, that the company was involved at all. In the document, which you can download here, Google outlines its “vision of a premium content ecosystem” that includes subscriptions across multiple news sites, syndication on third-party sites, accessibility to search, and various payment options, including small fees for access to individual pieces of content (known as micropayments).
Prosper: The online marketplace for people-to-people lending - P. PledgeBank - Tell the world "I'll do it, but only if y. Confessions of an Aca/Fan: The Official Weblog of Henry Jenkins: Putting people first. Big Data powers the modern world. What do we gain from Big Data? What do we lose? Al Jazeera America examines the role of technology and the implications of sharing personal information in the network’s first graphic novella, Terms of Service: Understanding Our Role in the World of Big Data.
The new comic novella, available on Al Jazeera America’s website at is a thought provoking, entertaining field guide to help smart people understand how their personal, and often very private, data is collected and used. Co-produced by well-known cartoonist Josh Neufeld and Al Jazeera America reporter Michael Keller, Terms of Service is an entertaining feature that follows characters “Josh and Michael” as they journey through the challenges of digital privacy and other issues consumers should be aware of in the “brave new world” of technology and Big Data. Josh Neufeld is a nonfiction cartoonist living in Brooklyn. Social finance has arrived with crowd funding. Peer-to-peer micro-finance is expanding from lending marketplaces like Prosper and Zopa to peer-to-peer affinity-driven financial support for a wide variety of arts, humanitarian and software development projects.
The phenomenon has many names: crowd funding, crowd sourcing, social finance (coined here?) , and virtual affinity group capital. Crowd funding is the natural extension of memes like the long tail, smart mobs and social networking and is an obvious capability of an increasingly linked online populace. Social finance is Money Now! Several websites are accommodating crowd finance: bands via Sellaband (description), movies via A Swarm of Angels, and citizen vlogging via HaveMoneyWillVlog (using a Wordpress plugin) which importantly lists the deliverable(s) and has feedback loops for on-project progress. Social finance projects are most often open-source, and are sometimes executed in interaction with the funding sponsors. Markets 2.0. Markets 2.0: Social Finance. Affinity Capital. More updated material is available in the Presentation Melanie Swan melanie@melanieswan.
Summary. 3 Transition to the Post Monetary Economy. 3 Affinity Investing. 4 Equity. 4 Socially Responsible Investing (SRI) Mutual Funds. 4 Other Affinity Equity Investment Parameters. 5 Debt 5 Socially Responsible/Responsive Debt (SRD) 5 Peer-to-peer (P2P) loan marketplaces. 5 Micro-finance. 6 Peer-to-peer (P2P) real estate investing. 6 Prediction Markets. 6 Reputation Building through Affinity Investing. 7 Affinity Philanthropy. 7 Crowd sourcing, peer-to-peer donation finance. 7 Open Basic Research. 8 Personal Foundations and Bequests. 8 Affinity Purchasing. 8 Legacy Affinity Purchasing. 8 Stewardship Council Certified Products. 9 GroupPurchase. 9 Affinity Purchasing 2.0. 9 Affinity Tagging. 10 Purchasing Personalization. 10 Affinity Earning. 10 Attribute signaling to clientele. 11 Virtual World Affinity Economies. 11 Debt.
MS Futures Group. Kiva.