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In a brief paragraph entitled “business model,” Google suggests that it would share revenue in a similar fashion to the iTunes App Store and its own Android Market , both of which take a 30% cut of revenue. But while these plans are emerging from Google’s communication with the NAA, the micropayment system is likely to have bigger implications outside of the news industry. In the same document, Google douses some cold water on micropayments for news: “We do not believe it will be the norm for accessing content.” Google Checkout has longed been discussed as a potential micropayment platform and competitor to eBay’s far more successful PayPal . Google applied for a patent on a micropayment system in 2004; on page 7 of the application , Google mentions that “a seller of web-based electronic content, such as newspaper stories, typically has a purchasing system that is valid for only the website providing the content.” A crudely drawn diagram describes Google’s proposed alternative: Google developing a micropayment platform and pitching newspaper

Prosper: The online marketplace for people-to-people lending - P

I, Brian Gough, will publish a printed edition of the latest GNU Guile manual but only if 10 people will commit to buying a copy. IWontHurtMySis guile2manual I, Princess, will not intentionally hurt another sister but only if 10 other people will do the same. Target met, pledge closed. More successful pledges... PledgeBank - Tell the world "I'll do it, but only if y

On community, transparency and ethics - Only 12 per cent of general bankers thought their bank was sufficiently involved in community projects, and more than 3 out of 5 claimed they were unaware their bank had community projects On average, 64 per cent of general bankers said that they had received charges from their principle bank which they felt were unfair or unreasonable Social lending the next Web 2.0 phenomenon - Part I - CenterNetw

Confessions of an Aca/Fan: The Official Weblog of Henry Jenkins: Elsewhere, I have argued that web 2.0 is fan culture writ large, fan culture without the stigma. Nobody is telling these guys to move out of their parent's basement -- though some of them have started multimillion dollar companies out of their parent's basements. What separates these companies from the dotcoms which fueled web 1.0 is the emphasis upon participation, social networking, collective intelligence, call it what you want. What distinguishes them is that their content arises bottom up from the community of users.

Putting people first We took inspiration for our qualitative approach and methodology from the field of human centered design, specifically design planning (now also known as innovation planning), as taught by Larry Keeley of the Doblin Group at the Institute of Design, IIT Chicago. Our outcomes from the field were intended to inform Village Telco’s market entry strategy, including pricing and business model recommendations for their Mesh Potato device. We were also permitted to share our insights openly on the blog, a factor that was much appreciated given that the focus of the study allowed us a wide ranging glimpse of how the internet, the mobile phone and communications technology was being adopted across significantly different parts of the country, allowing us a worm’s eye view of how innovation diffuses across socio-economic and cultural boundaries, in real time.” Read all Niti’s posts on her Kenya project

Several websites are accommodating crowd finance: bands via Sellaband ( description ), movies via A Swarm of Angels , and citizen vlogging via HaveMoneyWillVlog (using a Wordpress plugin) which importantly lists the deliverable(s) and has feedback loops for on-project progress. Austin TX-based Fundable is a clearing house site for social finance and sees many uses for its platform including project financing for individuals, non-profit organizations, relief efforts and software development projects as well as other social finance practicalities such as splitting the cost of purchases and club dues collection. Fundable's beta site is a bit under-built (needs better listing and search functionality) and their 7% fee is steep (Prosper takes 1% of funded loan amounts). Social finance projects are most often open-source, and are sometimes executed in interaction with the funding sponsors. Social finance has arrived with crowd funding

Markets 2.0 Affinity Tagging . 10 Purchasing Personalization . 10 Affinity Purchasing 2.0 . 9 Affinity Earning . 10

COMPUTING Paper: "The conceptualization of time in computing" summary , detailed outline , August 2011 Book chapter: "Top ten recent nanomedical advances" in the forthcoming "Clinical Nanomedicine: from Bench to Bedside," May 2011 MS Futures Group

Buy a Kiva Card In the meantime, you can buy a Kiva Card as a reminder or as a thoughtful gift. So many people have made loans on Kiva that everything is funded. While this is great news for the borrowers, we're working hard to make sure you have more loans to fund soon. Kiva

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