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Personalized 401(k) Advice and Recommendations | FutureAdvisor. Charles Schwab - Apple Inc 401k The Apple 401k Plan is only so-so, for a company that so dominates it's field. It receives a lower rating because many of it's plan options are higher fee than necessary, including LifePath options. Vanguard The Amazon 401k Plan is another high quality offering from Vanguard, the leader in low-fee passively-managed 401k Plans. The Deloitte 401k Plan is an example of 401k plans that offer a bewildering array of choices, but still suffer from few low-fee options. Google has one of the best 401k plans in the business, both in its industry and across the entire universe of 401k plans in the United States. Fidelity Investments - NetBenefits The HP 401k Plan offers great low-fee options, and even has harder-to-get asset classes such as REITs among the 401k plan's offerings.

Among the many options in IBM's 401k plan are many low-fee and passively managed index funds, which form the basis of a great long-term investing strategy. 100 Ways to Simplify Your Life (and Make Yourself Happier) I’ve been striving to simplify my life for many years now, and have recently (through my writing) been advising others how to do the same. In the process, I’ve learned that making little changes in our attitudes, habits, and environment can have a big impact. So today, I thought I’d compile a list of 100 ways to simplify your life – from the practical to the philosophical, and everything in between. Of course, not every item on the list will work for every person reading it. However, I hope that you’ll find at least a little something that speaks to you, helps you save some time, space, and energy — and perhaps even increases your serenity and happiness!

AROUND THE HOUSE1. Ditch the TV (or at least turn if off). If you’re an average viewer, you’ll save over a hundred precious hours each month. WARDROBE AND STYLE21. KITCHEN AND DINING36. OFFICE AND TECH46. TIME MANAGEMENT66. ATTITUDE81. MISCELLANEOUS96. Wonders of Math - The Game of Life. What is the Game of Life? By Paul Callahan Rules of the Game of Life Life is played on a grid of square cells--like a chess board but extending infinitely in every direction. A cell can be live or dead. A live cell is shown by putting a marker on its square. A dead cell is shown by leaving the square empty. To apply one step of the rules, we count the number of live neighbors for each cell. A dead cell with exactly three live neighbors becomes a live cell (birth).

Note: The number of live neighbors is always based on the cells before the rule was applied. In Life, as in nature, we observe many fascinating phenomena. The rules described above are all that's needed to discover anything there is to know about Life, and we'll see that this includes a great deal. Life Patterns A good way to get started in Life is to try out different patterns and see what happens. The R-pentomino is the first pattern Conway found that defied his attempts to simulate by hand. How Complex Can Life Get? S "The Reference Desk" - Business, Math, Science, Engineering, Technology, Language, Medical, Veterinary, Livestock, Gardening, Photography, Music, Recipes, etc.

12 Dozen Places To Educate Yourself Online For Free. Philosophy 132, 001|Spring 2010|UC Berkeley - Download free content from UC Berkeley on iTunes - StumbleUpon. Khan Academy. Wolfram MathWorld: The Webs Most Extensive Mathematics Resource - StumbleUpon. 13 sites to get your creative juices flowing | dreambeaker. By Ophelia on 2/10/2014 looking on the side FWB....... Hello, x year good old male here looking for a women for nsa situation(clean, enjoyable & safe). Anyone who are able to host comes to start fucking Ashton-under-Lyne with. i have an important pic to business. fucking Ashton-under-Lyne Heiligenhaus DE Germany, Cottondale town, Valley Hill CDP, Newry borough, Saanich, British Columbia, Atherstone, Game Creek AK, Egan South Dakota SD Friends i want sex tonight North Hyde Park Vermont VT, lonely housewives Snowmass Colorado.

Personalized Brain Training. 10 Awesome Online Classes You Can Take For Free. Cool, but you need iTunes for nearly everything, and that gets an 'F.' Are there really no other places to get these lessons? I was sure there are some on Academic Earth. Flagged 1. 7 of them are available via YouTube. 2. iTunes is free. It's clunky, but who cares? Do you somehow lose geek-cred just by installing it specifically for this?

1. 2. Don't worry, we're looking out for you! While I have no personal beef with iTunes, I know that many people share your sentiments — so I actually made a concerted effort to include relevant youtube links when possible. Self-Discipline: Industry. Industry is working hard. In contrast to hard work, being industrious doesn’t necessarily mean doing work that’s challenging or difficult. It simply means putting in the time. You can be industrious doing easy work or hard work. Imagine you have a baby. In life there are many tasks that aren’t necessarily difficult, but they collectively require a significant time investment. Self-discipline requires that you develop the capacity to put in the time where it’s needed.

Sometimes it’s clear what needs to be done. Sometimes we allow little annoyances to linger a bit too long. It wasn’t difficult or costly to do these things. Put in the Time There are many problems in life where the solution is largely a brainless time investment. How many problems do you have on your to do list right now that can be solved with the simple application of industry? Develop Your Personal Productivity Disciplining yourself to be industrious allows you to squeeze more value out of your time. 8 Things Everybody Ought to Know About Concentrating. “Music helps me concentrate,” Mike said to me glancing briefly over his shoulder. Mike was in his room writing a paper for his U.S. History class. On his desk next to his computer sat crunched Red Bulls, empty Gatorade bottles, some extra pocket change and scattered pieces of paper. In the pocket of his sweat pants rested a blaring iPod with a chord that dangled near the floor, almost touching against his Adidas sandals.

On his computer sat even more stray objects than his surrounding environment. There must have been twenty browser tabs open. Mike made a shift about every thirty seconds between all of the above. Do you know a person like this? The Science Behind Concentration In the above account, Mike’s obviously stuck in a routine that many of us may have found ourselves in, yet in the moment we feel it’s almost an impossible routine to get out of. When we constantly multitask to get things done, we’re not multitasking, we’re rapidly shifting our attention. Phase 1: Blood Rush Alert.